Your credit can determine interest rates for loans, as well as whether or not you'll qualify for credit in the first place. Employers also ask you to let them run credit checks on you to see if you're reliable. So it's in your best interests to avoid making mistakes that will ruin your credit rating.
Posting at Financial Edge, personal finance blogger Fabulously Broke puts you at ease by identifying several blunders that won't torpedo your credit score. Here are a few of our favorites:
*Making too much or too little money. Income does not affect credit ratings.
*Late payments to utilities and phone companies. You'll want to check with the laws and procedures in your own state, but in general utilities don't report your payment history to credit agencies. On the other hand, if your bills go to collections, a collections agent will tattle on you.
*Checking your own credit. Credit checks from outside sources make it seem as though you may be applying for more credit, but checks of your own credit won't draw red flags.
*Having loans with high interest rates. It's your credit rating that affects your interest rates and not the other way around.
Check out the rest of the post at the link below for other mistakes that won't damage your credit.
For more information about free credit reports, go to the FTC at FTC.gov/freereports
8 Slipups That Won't Hurt Your Credit Score [Financial Edge]
The New York Times reports this morning ("TARP Bailout to Cost Less Than Once Anticipated") that the true cost of TARP will be less than $50 billion. I find this type of reporting to be incredibly misleading and deceitful. Focusing solely on TARP and ignoring the other more costly portions of the government bailout of our biggest banks and corporations ignores the true cost of the government's (both the Bush and Obama administrations, the Fed and Congress) inept response to this crisis. One of the reasons that TARP did not cost more was because of the government's other more costly bailout policies, and to ignore them is to dramatically understate the true cost of the bailout.
By claiming a narrow TARP success, the Times attempts to invalidate citizen anger at the bailout by making it appear that the electorate is somehow misinformed about its costs or is just plain stupid. Nothing could be further from the truth. Claiming that TARP was successful, but ignoring the much larger and more relevant costs of other areas of the government bailout is like claiming the voyage of the Titanic was successful because many of the lifeboats were recovered. It is important to remember that the ship sunk.
Here are my estimates of some of the total costs to American consumers and taxpayers of the entire government bailout. Many of these costs could have been absorbed by creditors and lenders to these highly leveraged large banks and financial institutions without involving taxpayer funds, but both administrations instead chose to stick it to the electorate rather than risk alienating their biggest corporate and wealthy campaign donors.
Estimated Total Costs of Bailout
- Fannie and Freddie bailout = $700 billion estimated, at least, on their $5 trillion portfolio.
- Federal Reserve's increased printing of money to fund purchase of mortgage securities in market and bad assets from banks (which directly leads to an equal amount of inflation, a hidden tax on consumers and savers) = $2 trillion.
- Eventual FDIC losses = $500 billion.
- Credit union guarantees = $50 billion.
- Present value cost of lost interest income to US retirees and other savers due to government's zero interest rate policy = $2 trillion.
- Present value cost of additional high unemployment and lost wages caused by government's focusing on bank and Wall Street profitability first, rather than on job creation = $5 trillion.
- Total loss in housing values due to inappropriate response to overbuilding and high foreclosure problem = $4 trillion (a fraction of the total housing value loss of10 trillion, much of which was necessary to return to non-bubble levels).
- Cost of future bad loans created since 2008 by Fannnie, Freddie and FHA by continuing to lend aggressively into declining real estate markets = $300 billion.
- Wasted stimulus money (Where exactly did this money go and what do we have to show for it?) = $300 billion.
- Total estimated cost of government bailout = $14.85 trillion.
This is more than an entire year's economic output for the entire country. It is as if we Americans worked an entire year for free to pay for our government's inappropriate response to this crisis.
I am not saying that government caused the crisis by itself. I do believe that Wall Street and the big banks are mostly to blame. But government does have to accept responsibility for its inept response to the crisis and the fact that they burdened the US taxpayer with most of its cost rather than the debt and equity investors in these corrupt financial institutions.
John R. Talbott is the bestselling author of eight books on economics and politics that have accurately detailed and predicted the causes and devastating effects of this entire financial crisis including, in 2003, "The Coming Crash in the Housing Market", in January 2006, "Sell Now! The End of the Housing Bubble" and in 2008, "Contagion: The Financial Epidemic that is Sweeping the Global Economy".
eric seiger
Fox <b>News</b> - Fox Business | New Ad | Two Networks - Solve | Mediaite
Back in June, a Fox Business Network promo featured only Fox News stars, touting the new financial channel. Now there's a new marketing strategy out, in ads playing on News Corp. cable news networks but also across the dial, ...
Call of Duty DS dev "down but not out" DS <b>News</b> - Page 1 <b>...</b>
Read our DS news of Call of Duty DS dev. ... Latest News. Treyarch supports Medal of Honor team . Chrysler issues Call of Duty Jeep . Activision has no plans for online fees . Release Date 9/11/2010; More on Call of Duty: ...
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
eric seiger
Your credit can determine interest rates for loans, as well as whether or not you'll qualify for credit in the first place. Employers also ask you to let them run credit checks on you to see if you're reliable. So it's in your best interests to avoid making mistakes that will ruin your credit rating.
Posting at Financial Edge, personal finance blogger Fabulously Broke puts you at ease by identifying several blunders that won't torpedo your credit score. Here are a few of our favorites:
*Making too much or too little money. Income does not affect credit ratings.
*Late payments to utilities and phone companies. You'll want to check with the laws and procedures in your own state, but in general utilities don't report your payment history to credit agencies. On the other hand, if your bills go to collections, a collections agent will tattle on you.
*Checking your own credit. Credit checks from outside sources make it seem as though you may be applying for more credit, but checks of your own credit won't draw red flags.
*Having loans with high interest rates. It's your credit rating that affects your interest rates and not the other way around.
Check out the rest of the post at the link below for other mistakes that won't damage your credit.
For more information about free credit reports, go to the FTC at FTC.gov/freereports
8 Slipups That Won't Hurt Your Credit Score [Financial Edge]
The New York Times reports this morning ("TARP Bailout to Cost Less Than Once Anticipated") that the true cost of TARP will be less than $50 billion. I find this type of reporting to be incredibly misleading and deceitful. Focusing solely on TARP and ignoring the other more costly portions of the government bailout of our biggest banks and corporations ignores the true cost of the government's (both the Bush and Obama administrations, the Fed and Congress) inept response to this crisis. One of the reasons that TARP did not cost more was because of the government's other more costly bailout policies, and to ignore them is to dramatically understate the true cost of the bailout.
By claiming a narrow TARP success, the Times attempts to invalidate citizen anger at the bailout by making it appear that the electorate is somehow misinformed about its costs or is just plain stupid. Nothing could be further from the truth. Claiming that TARP was successful, but ignoring the much larger and more relevant costs of other areas of the government bailout is like claiming the voyage of the Titanic was successful because many of the lifeboats were recovered. It is important to remember that the ship sunk.
Here are my estimates of some of the total costs to American consumers and taxpayers of the entire government bailout. Many of these costs could have been absorbed by creditors and lenders to these highly leveraged large banks and financial institutions without involving taxpayer funds, but both administrations instead chose to stick it to the electorate rather than risk alienating their biggest corporate and wealthy campaign donors.
Estimated Total Costs of Bailout
- Fannie and Freddie bailout = $700 billion estimated, at least, on their $5 trillion portfolio.
- Federal Reserve's increased printing of money to fund purchase of mortgage securities in market and bad assets from banks (which directly leads to an equal amount of inflation, a hidden tax on consumers and savers) = $2 trillion.
- Eventual FDIC losses = $500 billion.
- Credit union guarantees = $50 billion.
- Present value cost of lost interest income to US retirees and other savers due to government's zero interest rate policy = $2 trillion.
- Present value cost of additional high unemployment and lost wages caused by government's focusing on bank and Wall Street profitability first, rather than on job creation = $5 trillion.
- Total loss in housing values due to inappropriate response to overbuilding and high foreclosure problem = $4 trillion (a fraction of the total housing value loss of10 trillion, much of which was necessary to return to non-bubble levels).
- Cost of future bad loans created since 2008 by Fannnie, Freddie and FHA by continuing to lend aggressively into declining real estate markets = $300 billion.
- Wasted stimulus money (Where exactly did this money go and what do we have to show for it?) = $300 billion.
- Total estimated cost of government bailout = $14.85 trillion.
This is more than an entire year's economic output for the entire country. It is as if we Americans worked an entire year for free to pay for our government's inappropriate response to this crisis.
I am not saying that government caused the crisis by itself. I do believe that Wall Street and the big banks are mostly to blame. But government does have to accept responsibility for its inept response to the crisis and the fact that they burdened the US taxpayer with most of its cost rather than the debt and equity investors in these corrupt financial institutions.
John R. Talbott is the bestselling author of eight books on economics and politics that have accurately detailed and predicted the causes and devastating effects of this entire financial crisis including, in 2003, "The Coming Crash in the Housing Market", in January 2006, "Sell Now! The End of the Housing Bubble" and in 2008, "Contagion: The Financial Epidemic that is Sweeping the Global Economy".
eric seiger
Fox <b>News</b> - Fox Business | New Ad | Two Networks - Solve | Mediaite
Back in June, a Fox Business Network promo featured only Fox News stars, touting the new financial channel. Now there's a new marketing strategy out, in ads playing on News Corp. cable news networks but also across the dial, ...
Call of Duty DS dev "down but not out" DS <b>News</b> - Page 1 <b>...</b>
Read our DS news of Call of Duty DS dev. ... Latest News. Treyarch supports Medal of Honor team . Chrysler issues Call of Duty Jeep . Activision has no plans for online fees . Release Date 9/11/2010; More on Call of Duty: ...
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
eric seiger
eric seiger
eric seiger
Fox <b>News</b> - Fox Business | New Ad | Two Networks - Solve | Mediaite
Back in June, a Fox Business Network promo featured only Fox News stars, touting the new financial channel. Now there's a new marketing strategy out, in ads playing on News Corp. cable news networks but also across the dial, ...
Call of Duty DS dev "down but not out" DS <b>News</b> - Page 1 <b>...</b>
Read our DS news of Call of Duty DS dev. ... Latest News. Treyarch supports Medal of Honor team . Chrysler issues Call of Duty Jeep . Activision has no plans for online fees . Release Date 9/11/2010; More on Call of Duty: ...
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
eric seiger
Your credit can determine interest rates for loans, as well as whether or not you'll qualify for credit in the first place. Employers also ask you to let them run credit checks on you to see if you're reliable. So it's in your best interests to avoid making mistakes that will ruin your credit rating.
Posting at Financial Edge, personal finance blogger Fabulously Broke puts you at ease by identifying several blunders that won't torpedo your credit score. Here are a few of our favorites:
*Making too much or too little money. Income does not affect credit ratings.
*Late payments to utilities and phone companies. You'll want to check with the laws and procedures in your own state, but in general utilities don't report your payment history to credit agencies. On the other hand, if your bills go to collections, a collections agent will tattle on you.
*Checking your own credit. Credit checks from outside sources make it seem as though you may be applying for more credit, but checks of your own credit won't draw red flags.
*Having loans with high interest rates. It's your credit rating that affects your interest rates and not the other way around.
Check out the rest of the post at the link below for other mistakes that won't damage your credit.
For more information about free credit reports, go to the FTC at FTC.gov/freereports
8 Slipups That Won't Hurt Your Credit Score [Financial Edge]
The New York Times reports this morning ("TARP Bailout to Cost Less Than Once Anticipated") that the true cost of TARP will be less than $50 billion. I find this type of reporting to be incredibly misleading and deceitful. Focusing solely on TARP and ignoring the other more costly portions of the government bailout of our biggest banks and corporations ignores the true cost of the government's (both the Bush and Obama administrations, the Fed and Congress) inept response to this crisis. One of the reasons that TARP did not cost more was because of the government's other more costly bailout policies, and to ignore them is to dramatically understate the true cost of the bailout.
By claiming a narrow TARP success, the Times attempts to invalidate citizen anger at the bailout by making it appear that the electorate is somehow misinformed about its costs or is just plain stupid. Nothing could be further from the truth. Claiming that TARP was successful, but ignoring the much larger and more relevant costs of other areas of the government bailout is like claiming the voyage of the Titanic was successful because many of the lifeboats were recovered. It is important to remember that the ship sunk.
Here are my estimates of some of the total costs to American consumers and taxpayers of the entire government bailout. Many of these costs could have been absorbed by creditors and lenders to these highly leveraged large banks and financial institutions without involving taxpayer funds, but both administrations instead chose to stick it to the electorate rather than risk alienating their biggest corporate and wealthy campaign donors.
Estimated Total Costs of Bailout
- Fannie and Freddie bailout = $700 billion estimated, at least, on their $5 trillion portfolio.
- Federal Reserve's increased printing of money to fund purchase of mortgage securities in market and bad assets from banks (which directly leads to an equal amount of inflation, a hidden tax on consumers and savers) = $2 trillion.
- Eventual FDIC losses = $500 billion.
- Credit union guarantees = $50 billion.
- Present value cost of lost interest income to US retirees and other savers due to government's zero interest rate policy = $2 trillion.
- Present value cost of additional high unemployment and lost wages caused by government's focusing on bank and Wall Street profitability first, rather than on job creation = $5 trillion.
- Total loss in housing values due to inappropriate response to overbuilding and high foreclosure problem = $4 trillion (a fraction of the total housing value loss of10 trillion, much of which was necessary to return to non-bubble levels).
- Cost of future bad loans created since 2008 by Fannnie, Freddie and FHA by continuing to lend aggressively into declining real estate markets = $300 billion.
- Wasted stimulus money (Where exactly did this money go and what do we have to show for it?) = $300 billion.
- Total estimated cost of government bailout = $14.85 trillion.
This is more than an entire year's economic output for the entire country. It is as if we Americans worked an entire year for free to pay for our government's inappropriate response to this crisis.
I am not saying that government caused the crisis by itself. I do believe that Wall Street and the big banks are mostly to blame. But government does have to accept responsibility for its inept response to the crisis and the fact that they burdened the US taxpayer with most of its cost rather than the debt and equity investors in these corrupt financial institutions.
John R. Talbott is the bestselling author of eight books on economics and politics that have accurately detailed and predicted the causes and devastating effects of this entire financial crisis including, in 2003, "The Coming Crash in the Housing Market", in January 2006, "Sell Now! The End of the Housing Bubble" and in 2008, "Contagion: The Financial Epidemic that is Sweeping the Global Economy".
eric seiger
eric seiger
Fox <b>News</b> - Fox Business | New Ad | Two Networks - Solve | Mediaite
Back in June, a Fox Business Network promo featured only Fox News stars, touting the new financial channel. Now there's a new marketing strategy out, in ads playing on News Corp. cable news networks but also across the dial, ...
Call of Duty DS dev "down but not out" DS <b>News</b> - Page 1 <b>...</b>
Read our DS news of Call of Duty DS dev. ... Latest News. Treyarch supports Medal of Honor team . Chrysler issues Call of Duty Jeep . Activision has no plans for online fees . Release Date 9/11/2010; More on Call of Duty: ...
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
eric seiger
eric seiger
Fox <b>News</b> - Fox Business | New Ad | Two Networks - Solve | Mediaite
Back in June, a Fox Business Network promo featured only Fox News stars, touting the new financial channel. Now there's a new marketing strategy out, in ads playing on News Corp. cable news networks but also across the dial, ...
Call of Duty DS dev "down but not out" DS <b>News</b> - Page 1 <b>...</b>
Read our DS news of Call of Duty DS dev. ... Latest News. Treyarch supports Medal of Honor team . Chrysler issues Call of Duty Jeep . Activision has no plans for online fees . Release Date 9/11/2010; More on Call of Duty: ...
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
eric seiger
Fox <b>News</b> - Fox Business | New Ad | Two Networks - Solve | Mediaite
Back in June, a Fox Business Network promo featured only Fox News stars, touting the new financial channel. Now there's a new marketing strategy out, in ads playing on News Corp. cable news networks but also across the dial, ...
Call of Duty DS dev "down but not out" DS <b>News</b> - Page 1 <b>...</b>
Read our DS news of Call of Duty DS dev. ... Latest News. Treyarch supports Medal of Honor team . Chrysler issues Call of Duty Jeep . Activision has no plans for online fees . Release Date 9/11/2010; More on Call of Duty: ...
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
eric seiger
Fox <b>News</b> - Fox Business | New Ad | Two Networks - Solve | Mediaite
Back in June, a Fox Business Network promo featured only Fox News stars, touting the new financial channel. Now there's a new marketing strategy out, in ads playing on News Corp. cable news networks but also across the dial, ...
Call of Duty DS dev "down but not out" DS <b>News</b> - Page 1 <b>...</b>
Read our DS news of Call of Duty DS dev. ... Latest News. Treyarch supports Medal of Honor team . Chrysler issues Call of Duty Jeep . Activision has no plans for online fees . Release Date 9/11/2010; More on Call of Duty: ...
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
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Fox <b>News</b> - Fox Business | New Ad | Two Networks - Solve | Mediaite
Back in June, a Fox Business Network promo featured only Fox News stars, touting the new financial channel. Now there's a new marketing strategy out, in ads playing on News Corp. cable news networks but also across the dial, ...
Call of Duty DS dev "down but not out" DS <b>News</b> - Page 1 <b>...</b>
Read our DS news of Call of Duty DS dev. ... Latest News. Treyarch supports Medal of Honor team . Chrysler issues Call of Duty Jeep . Activision has no plans for online fees . Release Date 9/11/2010; More on Call of Duty: ...
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
big seminar 14
I have been on a hunt to find ways to make money online. I wasn't after a get rich quick scheme or "easy" money, I was willing to work hard for my money. This is when I came across Helium.
Helium.com is a knowledge for the people by the people type of website. You write what you know (hopefully, though it appears that not all do this) and the idea behind it is you build Helium and it's article database while at the same time making money through revenue sharing. The idea was instantly appealing to me. I figured I could do that! Well, here is the full scoop on Helium.com, how it works, how you make money, features, and potential.
Write
First, Helium has you write. There are thousands of topics to choose from. It is easy to find something to write on. You just pick a title in a category that interests you and write. Write what you know, write what you want to research about, write it all. Their site is easy to use, easy to navigate, and their system is easy to write into. Click the publish button and you are published. Here is the big thing you need to know. There are often several people who write under the same title (sometimes even dozens or hundreds depending on the title popularity). Therefore the member rating becomes very important to you.
Rate.
After you publish your article you will be sent to a rate page. This gives you two articles side by side to compare. You choose which of the two is better and by how much. Then you compare another article to the one you choose as best. Through this process Helium rates the articles from one to how many ever there are in the title. What this means to the writer is, the higher up you are on the list the more views you are likely to get. There is some belief that you have to rate in order for your articles to be rated. I don't know if this is true, but it often feels like it is true.
Getting Paid.
Making money with Helium isn't that easy. You are given what Helium calls a "significant amount" of the advertising money that Helium makes. You are paid according to how many views, how highly your article is rated, and how much money Helium brings in. However, Helium never tells you how many views you have, nor how much money they are making. You have no real way of knowing which articles will make money and when they will do that (since you have so little data to work with). However, you will begin to see money added to your account, penny by penny. It is a very slow trickle. Some articles will make a dollar in one month, others one penny, and still others, nothing.
Once you have reached twenty five dollars you can request a payment. Payment is sent via PayPal at the beginning of the following month. A few claim that Helium has been kicking people off who have been accused of plagiarism right before they were going to get large sums of money. I have seen no real evidence of that and figure that if they did get kicked off without payment due to plagiarism, they probably did the horrible deed and paid the price.
Other Features of Interest.
Making money on Helium is often a slow process. However they have two options that can make it faster (three if you are a college student). There are contests that run. You write on the topics that they suggest. Get rated. Get positive points when you are in the top 50%, and negative points for the bottom 50%. Your points for the contest are then added up and the top six get money. This changes every now and again to mix things up. But each contest usually has 25 articles. One strategy is to write as much as you can and see how it does for you. This seems to be a strategy many people employ and many do well with. If you are a college student (with a college e-mail address that ends with .edu) then you can also participate in their college writing contests which have some very large rewards.
The other interesting feature is the marketplace. This is where you can submit your articles to topics that magazines and or other publishers are seeking articles for. This has the potential to make you money and get you published. I haven't found a topic that I would like to write on here, but it is growing each month and appears to be gaining popularity among publishers.
The Add Up
Pennies don't make much, so in order to make a lot of money you have to have a ton of articles. However, this is possible. In theory once you had a lot of articles it could be a semi-passive income (you would make money with little work and little effort). Your articles make you money as long as you have an active account (which is done by posting one or more articles every 180 days). So, you could make money while writing one article a month (or every six months). This is appealing, and in theory can be done. I have not yet reached a large enough base of articles to do this, however each month I have made more money (though just pennies) then the month before.
If participating in the market place or the contests you could make a decent sum of money now and still continue to get pennies from your articles in the future. I won second place on one contest ($25) and those articles continue adding to my pennies each month.
Helium.com isn't an easy way to make money, however there is some money to be made if you have the desire to work at it, enjoy writing (and with the titles prompting you to write they make easy warm ups!), or you are looking for a simple way to grow a semi-passive income over the years ahead it looks like this is a great way to go. Helium has been around for a year now and show no signs of going or even slowing. If it sounds good to you, get on board and start your pennies rolling in today!
big seminar 14
Fox <b>News</b> - Fox Business | New Ad | Two Networks - Solve | Mediaite
Back in June, a Fox Business Network promo featured only Fox News stars, touting the new financial channel. Now there's a new marketing strategy out, in ads playing on News Corp. cable news networks but also across the dial, ...
Call of Duty DS dev "down but not out" DS <b>News</b> - Page 1 <b>...</b>
Read our DS news of Call of Duty DS dev. ... Latest News. Treyarch supports Medal of Honor team . Chrysler issues Call of Duty Jeep . Activision has no plans for online fees . Release Date 9/11/2010; More on Call of Duty: ...
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
big seminar 14
Fox <b>News</b> - Fox Business | New Ad | Two Networks - Solve | Mediaite
Back in June, a Fox Business Network promo featured only Fox News stars, touting the new financial channel. Now there's a new marketing strategy out, in ads playing on News Corp. cable news networks but also across the dial, ...
Call of Duty DS dev "down but not out" DS <b>News</b> - Page 1 <b>...</b>
Read our DS news of Call of Duty DS dev. ... Latest News. Treyarch supports Medal of Honor team . Chrysler issues Call of Duty Jeep . Activision has no plans for online fees . Release Date 9/11/2010; More on Call of Duty: ...
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
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