Thursday, October 14, 2010

Making Money on Line



When it switched to glossy, the Chronicle circulated around 251,782 weekday papers, a 26-percent drop from the previous year. By March 2010, weekday circulation was down to 241,330. The economy certainly takes part of the blame, but the marketing power of a classier kind of newsprint doesn’t seem to be having much of an impact. It costs about 30 percent more to print on the new heat-set presses, which are rare (and expensive) in the newspaper industry.


“On the ad side, advertisers have not responded to it at all,” Adkins says, although the Chronicle wouldn’t reveal specific ad revenue numbers. When the Chronicle switched to glossy, it had “no advertisers lined up,” Adkins adds. The move was primarily aimed at consumers, to present a more luxurious product. But to some extent, that’s what the Chronicle expected when it restructured its business model around readership and circulation revenue, rather than advertising, almost two years ago. Even before the arrival of glossy stock, the paper had increased single-copy and subscription prices. Readers have responded favorably to the new paper, Adkins says, but they’re shouldering more of the production cost.


But back when the shift was made, Adkins also emphasized the appeal to advertisers, leading the San Francisco Business Times to write: “Without naming names, Adkins said that some advertisers who are now playing ball with the Chronicle wouldn’t before. They shunned newspaper ads because ‘they don’t deliver the brand image they require,’ he said — an obstacle the Chron’s new paper removes.”


“People are definitely and truly intrigued when they see copies of the Chronicle,” says Chuck Moozakis, editor of the print innovation monthly Newspapers & Technology. “The paper is trying to send a signal that you can have a newspaper that looks like this and not like that. But it’s a challenge now.”


Harvard's Greg Mankiw turns his economist's microscope
back on himself in the New York Times to uncover
truths about productivity and taxation. To wit, if you tax
something, you'll likely get less of it:



AN important issue dividing the political parties is whether to
raise taxes on those earning more than $250,000 a year....


I have to acknowledge that the Democrats are right about one
thing: I can afford to pay more in taxes. My income is not in the
same league as superstar actors and hedge fund managers, but I have
been very lucky nonetheless....


Nonetheless, as Republicans emphasize, taxes influence the
decisions I make. I am regularly offered opportunities to earn
extra money. It could be by talking to a business group, consulting
on a legal case, giving a guest lecture, teaching summer school or
writing an article. I turn down most but accept a few....


Suppose that some editor offered me $1,000 to write an article.
If there were no taxes of any kind, this $1,000 of income would
translate into $1,000 in extra saving. If I invested it in the
stock of a company that earned, say, 8 percent a year on its
capital, then 30 years from now, when I pass on, my children would
inherit about $10,000. That is simply the miracle of
compounding.


Now let’s put taxes into the calculus. First, assuming that
the Bush tax
cuts expire, I would pay 39.6 percent in federal income
taxes on that extra income. Beyond that, the phaseout of deductions
adds 1.2 percentage points to my effective marginal tax rate. I
also pay Medicare tax,
which the recent health care bill is raising to 3.8 percent,
starting in 2013. And in Massachusetts, I pay 5.3 percent in state
income taxes, part of which I get back as a federal deduction.
Putting all those taxes together, that $1,000 of pretax income
becomes only $523 of saving.


And that saving no longer earns 8 percent. First, the
corporation in which I have invested pays a 35 percent corporate
tax on its earnings. So I get only 5.2 percent in dividends and
capital gains. Then, on that income, I pay taxes at the federal and
state level. As a result, I earn about 4 percent after taxes, and
the $523 in saving grows to $1,700 after 30 years.


Then, when my children inherit the money, the estate
tax will kick in. The marginal estate tax rate is
scheduled to go as high as 55 percent next year, but Congress may
reduce it a bit. Most likely, when that $1,700 enters my estate, my
kids will get, at most, $1,000 of it.


HERE’S the bottom line: Without any taxes, accepting that
editor’s assignment would have yielded my children an extra
$10,000. With taxes, it yields only $1,000. In effect, once the
entire tax system is taken into account, my family’s marginal tax
rate is about 90 percent. Is it any wonder that I turn down most of
the money-making opportunities I am offered?....


Now you might not care if I supply less of my services to the
marketplace — although, because you are reading this article, you
are one of my customers. But I bet there are some high-income
taxpayers whose services you enjoy.


Maybe you are looking forward to a particular actor’s next movie
or a particular novelist’s next book. Perhaps you wish that your
favorite singer would have a concert near where you live. Or,
someday, you may need treatment from a highly trained surgeon, or
your child may need braces from the local orthodontist. Like me,
these individuals respond to incentives. (Indeed, some
studies report that high-income taxpayers are particularly
responsive to taxes.) As they face higher tax rates, their services
will be in shorter supply.


....don’t let anyone fool you into thinking that when the
government taxes the rich, only the rich bear the burden.



I have found that these sort of arguments have absolutely no
impact on most people who want to soak the rich to help the state,
but there it is, and it seems true.


Dr. eric seiger

WaterField Designs unveils iPad Wallet case | iLounge <b>News</b>

iLounge news discussing the WaterField Designs unveils iPad Wallet case. Find more iPad Accessories news from leading independent iPod, iPhone, and iPad site.

CDMA iPhone <b>news</b>: Verizon&#39;s network is ready and India wants <b>...</b>

Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.

Today&#39;s <b>News</b>: a slick unofficial iPad app for The Guardian newspaper

When The Guardian newspaper released its Open API, interesting and potentially cool things were bound to happen. Developers love great content and great ...


eric seiger dermatology

When it switched to glossy, the Chronicle circulated around 251,782 weekday papers, a 26-percent drop from the previous year. By March 2010, weekday circulation was down to 241,330. The economy certainly takes part of the blame, but the marketing power of a classier kind of newsprint doesn’t seem to be having much of an impact. It costs about 30 percent more to print on the new heat-set presses, which are rare (and expensive) in the newspaper industry.


“On the ad side, advertisers have not responded to it at all,” Adkins says, although the Chronicle wouldn’t reveal specific ad revenue numbers. When the Chronicle switched to glossy, it had “no advertisers lined up,” Adkins adds. The move was primarily aimed at consumers, to present a more luxurious product. But to some extent, that’s what the Chronicle expected when it restructured its business model around readership and circulation revenue, rather than advertising, almost two years ago. Even before the arrival of glossy stock, the paper had increased single-copy and subscription prices. Readers have responded favorably to the new paper, Adkins says, but they’re shouldering more of the production cost.


But back when the shift was made, Adkins also emphasized the appeal to advertisers, leading the San Francisco Business Times to write: “Without naming names, Adkins said that some advertisers who are now playing ball with the Chronicle wouldn’t before. They shunned newspaper ads because ‘they don’t deliver the brand image they require,’ he said — an obstacle the Chron’s new paper removes.”


“People are definitely and truly intrigued when they see copies of the Chronicle,” says Chuck Moozakis, editor of the print innovation monthly Newspapers & Technology. “The paper is trying to send a signal that you can have a newspaper that looks like this and not like that. But it’s a challenge now.”


Harvard's Greg Mankiw turns his economist's microscope
back on himself in the New York Times to uncover
truths about productivity and taxation. To wit, if you tax
something, you'll likely get less of it:



AN important issue dividing the political parties is whether to
raise taxes on those earning more than $250,000 a year....


I have to acknowledge that the Democrats are right about one
thing: I can afford to pay more in taxes. My income is not in the
same league as superstar actors and hedge fund managers, but I have
been very lucky nonetheless....


Nonetheless, as Republicans emphasize, taxes influence the
decisions I make. I am regularly offered opportunities to earn
extra money. It could be by talking to a business group, consulting
on a legal case, giving a guest lecture, teaching summer school or
writing an article. I turn down most but accept a few....


Suppose that some editor offered me $1,000 to write an article.
If there were no taxes of any kind, this $1,000 of income would
translate into $1,000 in extra saving. If I invested it in the
stock of a company that earned, say, 8 percent a year on its
capital, then 30 years from now, when I pass on, my children would
inherit about $10,000. That is simply the miracle of
compounding.


Now let’s put taxes into the calculus. First, assuming that
the Bush tax
cuts expire, I would pay 39.6 percent in federal income
taxes on that extra income. Beyond that, the phaseout of deductions
adds 1.2 percentage points to my effective marginal tax rate. I
also pay Medicare tax,
which the recent health care bill is raising to 3.8 percent,
starting in 2013. And in Massachusetts, I pay 5.3 percent in state
income taxes, part of which I get back as a federal deduction.
Putting all those taxes together, that $1,000 of pretax income
becomes only $523 of saving.


And that saving no longer earns 8 percent. First, the
corporation in which I have invested pays a 35 percent corporate
tax on its earnings. So I get only 5.2 percent in dividends and
capital gains. Then, on that income, I pay taxes at the federal and
state level. As a result, I earn about 4 percent after taxes, and
the $523 in saving grows to $1,700 after 30 years.


Then, when my children inherit the money, the estate
tax will kick in. The marginal estate tax rate is
scheduled to go as high as 55 percent next year, but Congress may
reduce it a bit. Most likely, when that $1,700 enters my estate, my
kids will get, at most, $1,000 of it.


HERE’S the bottom line: Without any taxes, accepting that
editor’s assignment would have yielded my children an extra
$10,000. With taxes, it yields only $1,000. In effect, once the
entire tax system is taken into account, my family’s marginal tax
rate is about 90 percent. Is it any wonder that I turn down most of
the money-making opportunities I am offered?....


Now you might not care if I supply less of my services to the
marketplace — although, because you are reading this article, you
are one of my customers. But I bet there are some high-income
taxpayers whose services you enjoy.


Maybe you are looking forward to a particular actor’s next movie
or a particular novelist’s next book. Perhaps you wish that your
favorite singer would have a concert near where you live. Or,
someday, you may need treatment from a highly trained surgeon, or
your child may need braces from the local orthodontist. Like me,
these individuals respond to incentives. (Indeed, some
studies report that high-income taxpayers are particularly
responsive to taxes.) As they face higher tax rates, their services
will be in shorter supply.


....don’t let anyone fool you into thinking that when the
government taxes the rich, only the rich bear the burden.



I have found that these sort of arguments have absolutely no
impact on most people who want to soak the rich to help the state,
but there it is, and it seems true.


eric seiger dermatology

WaterField Designs unveils iPad Wallet case | iLounge <b>News</b>

iLounge news discussing the WaterField Designs unveils iPad Wallet case. Find more iPad Accessories news from leading independent iPod, iPhone, and iPad site.

CDMA iPhone <b>news</b>: Verizon&#39;s network is ready and India wants <b>...</b>

Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.

Today&#39;s <b>News</b>: a slick unofficial iPad app for The Guardian newspaper

When The Guardian newspaper released its Open API, interesting and potentially cool things were bound to happen. Developers love great content and great ...


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How to Make Money from Home - 50 Home Business Clarity Questions by Alexis Yadav


eric seiger dermatologist

WaterField Designs unveils iPad Wallet case | iLounge <b>News</b>

iLounge news discussing the WaterField Designs unveils iPad Wallet case. Find more iPad Accessories news from leading independent iPod, iPhone, and iPad site.

CDMA iPhone <b>news</b>: Verizon&#39;s network is ready and India wants <b>...</b>

Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.

Today&#39;s <b>News</b>: a slick unofficial iPad app for The Guardian newspaper

When The Guardian newspaper released its Open API, interesting and potentially cool things were bound to happen. Developers love great content and great ...


eric seiger dermatology

When it switched to glossy, the Chronicle circulated around 251,782 weekday papers, a 26-percent drop from the previous year. By March 2010, weekday circulation was down to 241,330. The economy certainly takes part of the blame, but the marketing power of a classier kind of newsprint doesn’t seem to be having much of an impact. It costs about 30 percent more to print on the new heat-set presses, which are rare (and expensive) in the newspaper industry.


“On the ad side, advertisers have not responded to it at all,” Adkins says, although the Chronicle wouldn’t reveal specific ad revenue numbers. When the Chronicle switched to glossy, it had “no advertisers lined up,” Adkins adds. The move was primarily aimed at consumers, to present a more luxurious product. But to some extent, that’s what the Chronicle expected when it restructured its business model around readership and circulation revenue, rather than advertising, almost two years ago. Even before the arrival of glossy stock, the paper had increased single-copy and subscription prices. Readers have responded favorably to the new paper, Adkins says, but they’re shouldering more of the production cost.


But back when the shift was made, Adkins also emphasized the appeal to advertisers, leading the San Francisco Business Times to write: “Without naming names, Adkins said that some advertisers who are now playing ball with the Chronicle wouldn’t before. They shunned newspaper ads because ‘they don’t deliver the brand image they require,’ he said — an obstacle the Chron’s new paper removes.”


“People are definitely and truly intrigued when they see copies of the Chronicle,” says Chuck Moozakis, editor of the print innovation monthly Newspapers & Technology. “The paper is trying to send a signal that you can have a newspaper that looks like this and not like that. But it’s a challenge now.”


Harvard's Greg Mankiw turns his economist's microscope
back on himself in the New York Times to uncover
truths about productivity and taxation. To wit, if you tax
something, you'll likely get less of it:



AN important issue dividing the political parties is whether to
raise taxes on those earning more than $250,000 a year....


I have to acknowledge that the Democrats are right about one
thing: I can afford to pay more in taxes. My income is not in the
same league as superstar actors and hedge fund managers, but I have
been very lucky nonetheless....


Nonetheless, as Republicans emphasize, taxes influence the
decisions I make. I am regularly offered opportunities to earn
extra money. It could be by talking to a business group, consulting
on a legal case, giving a guest lecture, teaching summer school or
writing an article. I turn down most but accept a few....


Suppose that some editor offered me $1,000 to write an article.
If there were no taxes of any kind, this $1,000 of income would
translate into $1,000 in extra saving. If I invested it in the
stock of a company that earned, say, 8 percent a year on its
capital, then 30 years from now, when I pass on, my children would
inherit about $10,000. That is simply the miracle of
compounding.


Now let’s put taxes into the calculus. First, assuming that
the Bush tax
cuts expire, I would pay 39.6 percent in federal income
taxes on that extra income. Beyond that, the phaseout of deductions
adds 1.2 percentage points to my effective marginal tax rate. I
also pay Medicare tax,
which the recent health care bill is raising to 3.8 percent,
starting in 2013. And in Massachusetts, I pay 5.3 percent in state
income taxes, part of which I get back as a federal deduction.
Putting all those taxes together, that $1,000 of pretax income
becomes only $523 of saving.


And that saving no longer earns 8 percent. First, the
corporation in which I have invested pays a 35 percent corporate
tax on its earnings. So I get only 5.2 percent in dividends and
capital gains. Then, on that income, I pay taxes at the federal and
state level. As a result, I earn about 4 percent after taxes, and
the $523 in saving grows to $1,700 after 30 years.


Then, when my children inherit the money, the estate
tax will kick in. The marginal estate tax rate is
scheduled to go as high as 55 percent next year, but Congress may
reduce it a bit. Most likely, when that $1,700 enters my estate, my
kids will get, at most, $1,000 of it.


HERE’S the bottom line: Without any taxes, accepting that
editor’s assignment would have yielded my children an extra
$10,000. With taxes, it yields only $1,000. In effect, once the
entire tax system is taken into account, my family’s marginal tax
rate is about 90 percent. Is it any wonder that I turn down most of
the money-making opportunities I am offered?....


Now you might not care if I supply less of my services to the
marketplace — although, because you are reading this article, you
are one of my customers. But I bet there are some high-income
taxpayers whose services you enjoy.


Maybe you are looking forward to a particular actor’s next movie
or a particular novelist’s next book. Perhaps you wish that your
favorite singer would have a concert near where you live. Or,
someday, you may need treatment from a highly trained surgeon, or
your child may need braces from the local orthodontist. Like me,
these individuals respond to incentives. (Indeed, some
studies report that high-income taxpayers are particularly
responsive to taxes.) As they face higher tax rates, their services
will be in shorter supply.


....don’t let anyone fool you into thinking that when the
government taxes the rich, only the rich bear the burden.



I have found that these sort of arguments have absolutely no
impact on most people who want to soak the rich to help the state,
but there it is, and it seems true.


eric seiger dermatology

How to Make Money from Home - 50 Home Business Clarity Questions by Alexis Yadav


eric seiger dermatology

WaterField Designs unveils iPad Wallet case | iLounge <b>News</b>

iLounge news discussing the WaterField Designs unveils iPad Wallet case. Find more iPad Accessories news from leading independent iPod, iPhone, and iPad site.

CDMA iPhone <b>news</b>: Verizon&#39;s network is ready and India wants <b>...</b>

Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.

Today&#39;s <b>News</b>: a slick unofficial iPad app for The Guardian newspaper

When The Guardian newspaper released its Open API, interesting and potentially cool things were bound to happen. Developers love great content and great ...


eric seiger

How to Make Money from Home - 50 Home Business Clarity Questions by Alexis Yadav


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WaterField Designs unveils iPad Wallet case | iLounge <b>News</b>

iLounge news discussing the WaterField Designs unveils iPad Wallet case. Find more iPad Accessories news from leading independent iPod, iPhone, and iPad site.

CDMA iPhone <b>news</b>: Verizon&#39;s network is ready and India wants <b>...</b>

Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.

Today&#39;s <b>News</b>: a slick unofficial iPad app for The Guardian newspaper

When The Guardian newspaper released its Open API, interesting and potentially cool things were bound to happen. Developers love great content and great ...


eric seiger do

WaterField Designs unveils iPad Wallet case | iLounge <b>News</b>

iLounge news discussing the WaterField Designs unveils iPad Wallet case. Find more iPad Accessories news from leading independent iPod, iPhone, and iPad site.

CDMA iPhone <b>news</b>: Verizon&#39;s network is ready and India wants <b>...</b>

Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.

Today&#39;s <b>News</b>: a slick unofficial iPad app for The Guardian newspaper

When The Guardian newspaper released its Open API, interesting and potentially cool things were bound to happen. Developers love great content and great ...


eric seiger dermatology

WaterField Designs unveils iPad Wallet case | iLounge <b>News</b>

iLounge news discussing the WaterField Designs unveils iPad Wallet case. Find more iPad Accessories news from leading independent iPod, iPhone, and iPad site.

CDMA iPhone <b>news</b>: Verizon&#39;s network is ready and India wants <b>...</b>

Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.

Today&#39;s <b>News</b>: a slick unofficial iPad app for The Guardian newspaper

When The Guardian newspaper released its Open API, interesting and potentially cool things were bound to happen. Developers love great content and great ...


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How to Make Money from Home - 50 Home Business Clarity Questions by Alexis Yadav


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WaterField Designs unveils iPad Wallet case | iLounge <b>News</b>

iLounge news discussing the WaterField Designs unveils iPad Wallet case. Find more iPad Accessories news from leading independent iPod, iPhone, and iPad site.

CDMA iPhone <b>news</b>: Verizon&#39;s network is ready and India wants <b>...</b>

Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.

Today&#39;s <b>News</b>: a slick unofficial iPad app for The Guardian newspaper

When The Guardian newspaper released its Open API, interesting and potentially cool things were bound to happen. Developers love great content and great ...


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I AM NO EXPERT!

That's right, you read correctly, I am not an expert and I am not ashamed to admit it. So, if you are reading this article in hopes of gaining some tried and true proven method to make money online, STOP! You will be very disappointed!

If you are reading this because you are looking for someone who is as perplexed and discouraged with all of the scams and false promises on the internet...by all means keep on, reading on.

WHO IS THIS NON-EXPERT?


Let me tell you a little about me. I taught science for 5 years. I have three children. Last but not least, I want to stay home with my kids. At the same time, I do not want to leave the entire financial burden on my husband. Sound like anybody else out there?

THE TOUGHEST ONE WORD QUESTION-HOW?

How does a person sit home and make a substantial, sustainable income? I have been at this for all of about three weeks now. My mind is in complete overload with all of the information that I have come across. One thing I can definitely tell you with 100% complete confidence is making money on-line takes work. There is no get rich quick method. It has been 3 weeks. I have made $6.31. I am very, very far from rich. Anybody who tries to tell you otherwise is trying to deceive you and line their own pockets.

You see, I am just like you. I do not want to pay money for products that promise instant money overnight. I am trying hard to not get caught up with the newest, prettiest, shiniest product. I must admit that it is hard. Don't you get caught up either.

DON'T DO WHAT I DID

Before you purchase anything, make sure you are familiar with the company's refund policy. Do they offer one? If so, how easy is it to get a refund? If there is a phone number, dial it to make sure it works. Send an email and see how quickly you get a response. These three simple steps will save you a lot of heart ache in the event you need a refund.

START WITH ASSOCIATED CONTENT

As of the publishing of this article, I have earned $6.31 with Associated Content. It may not be much but it will eventually bring a steady income. My goal is to write an article a day. I keep my paper and pencil with me at all times. Any ideas that I have I jot them down. Now, do I use all of my ideas? No, there are a lot that seem great at the moment, but when I sit to write, I think to myself, "What was I thinking?"

When Associated Content put that first $3.02 in my PayPal account I was ecstatic! That was all I needed to get started. This is my fifth article and I have many ideas for more.

IN CONCLUSION

Start with Associated Content. Write what you know about. Write what you have a passion for. Write about what makes you mad, what makes you laugh, what makes you cry. Write, write, and write.

SEE YOU NEXT TIME

I will be keeping a weekly journal on my success. Stay tuned for part two...




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WaterField Designs unveils iPad Wallet case | iLounge <b>News</b>

iLounge news discussing the WaterField Designs unveils iPad Wallet case. Find more iPad Accessories news from leading independent iPod, iPhone, and iPad site.

CDMA iPhone <b>news</b>: Verizon&#39;s network is ready and India wants <b>...</b>

Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.

Today&#39;s <b>News</b>: a slick unofficial iPad app for The Guardian newspaper

When The Guardian newspaper released its Open API, interesting and potentially cool things were bound to happen. Developers love great content and great ...


big seminar 14

WaterField Designs unveils iPad Wallet case | iLounge <b>News</b>

iLounge news discussing the WaterField Designs unveils iPad Wallet case. Find more iPad Accessories news from leading independent iPod, iPhone, and iPad site.

CDMA iPhone <b>news</b>: Verizon&#39;s network is ready and India wants <b>...</b>

Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.

Today&#39;s <b>News</b>: a slick unofficial iPad app for The Guardian newspaper

When The Guardian newspaper released its Open API, interesting and potentially cool things were bound to happen. Developers love great content and great ...


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