Friday, October 15, 2010

Making Money Scams


The magic of the free market and the wisdom of our Wall Street producers/betters at work:



Earlier this year I wrote about the Jefferson County story in a piece called “Looting Main Street” in Rolling Stone. In this tale employees of a group of high-powered Wall Street banks, led in particular by JP Morgan Chase, funneled money to local politicians in Alabama, who in turn signed off on toxic interest-rate swap deals that left the county saddled with monstrous debt for a generation.



Jefferson County is essentially the world’s worst credit card story. The local pols ran up massive bills to build a “Taj Mahal of sewer-treatment plants,” then saddled future voters with a blizzard-worth of rate hikes, punitive fees and late charges. Alabamans who should have paid $250 million for their new sewer system now owe over $3 billion, thanks to their corrupt politicians and the greedy carpetbagger banks who dragged these local hicks into deadly derivative deals.



These types of finance scams are the template for a whole new type of symbiotic relationship between politicians and the financial services industry: deals like the JeffCo interest-rate swaps allow politicians to borrow vast sums essentially without immediate consequence, making it possible to green-light politically-popular programs during their terms but leaving future leaders holding the bag when the bills come due. We saw similar stories in Greece and in the Denver school system; hundreds of communities in Italy and other European countries are also experiencing similar debt-blowups thanks to rate swaps and other deadly deals.



Anyway, back in the mid-nineties, the average sewer bill for a Jefferson County family of four was only $14.71. By the time I wrote my story earlier this year, most citizens were paying about four times that amount – and as of this summer, the average JeffCo sewer bill was $63. Well, the news now comes out that rates will go up again, and in the best case scenario they will jump 25% a year. The worst case? Jefferson County sewer rates could jump as much as 527%, with some estimates placing the average monthly bill as high as $395 a month.



At some point, people are going to figure out that our current corrupt capitalist system isn’t about the efficient allocation of capital, but straight up robbery and thieving. Not any time soon, I suspect, but some day.








The magic of the free market and the wisdom of our Wall Street producers/betters at work:



Earlier this year I wrote about the Jefferson County story in a piece called “Looting Main Street” in Rolling Stone. In this tale employees of a group of high-powered Wall Street banks, led in particular by JP Morgan Chase, funneled money to local politicians in Alabama, who in turn signed off on toxic interest-rate swap deals that left the county saddled with monstrous debt for a generation.



Jefferson County is essentially the world’s worst credit card story. The local pols ran up massive bills to build a “Taj Mahal of sewer-treatment plants,” then saddled future voters with a blizzard-worth of rate hikes, punitive fees and late charges. Alabamans who should have paid $250 million for their new sewer system now owe over $3 billion, thanks to their corrupt politicians and the greedy carpetbagger banks who dragged these local hicks into deadly derivative deals.



These types of finance scams are the template for a whole new type of symbiotic relationship between politicians and the financial services industry: deals like the JeffCo interest-rate swaps allow politicians to borrow vast sums essentially without immediate consequence, making it possible to green-light politically-popular programs during their terms but leaving future leaders holding the bag when the bills come due. We saw similar stories in Greece and in the Denver school system; hundreds of communities in Italy and other European countries are also experiencing similar debt-blowups thanks to rate swaps and other deadly deals.



Anyway, back in the mid-nineties, the average sewer bill for a Jefferson County family of four was only $14.71. By the time I wrote my story earlier this year, most citizens were paying about four times that amount – and as of this summer, the average JeffCo sewer bill was $63. Well, the news now comes out that rates will go up again, and in the best case scenario they will jump 25% a year. The worst case? Jefferson County sewer rates could jump as much as 527%, with some estimates placing the average monthly bill as high as $395 a month.



At some point, people are going to figure out that our current corrupt capitalist system isn’t about the efficient allocation of capital, but straight up robbery and thieving. Not any time soon, I suspect, but some day.








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Public Address | Hard <b>News</b>

If Len Brown – cleverly claiming the mantle of Mayor Robbie – can help make that experience possible across more of the big news, city, he'll have done a good thing. View Gallery � View Printable � Link to this Post � Send Feedback to ...

Arrowheadlines: Chiefs <b>News</b> 10/15 - Arrowhead Pride

Welcome to Friday boys and girls. Enjoy today's Kansas City Chiefs news!

Fox <b>News</b> Ratings | Chilean Mine Rescue | Chile - Cable <b>News</b> | Mediaite

Americans were gripped Tuesday night by images from the scene of the Chilean miner rescue. But whose images gripped them most? While CNN won during one hour, Fox News Channel, dominated prime time as usual, ahead of CNN, MSNBC and HLN.


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The magic of the free market and the wisdom of our Wall Street producers/betters at work:



Earlier this year I wrote about the Jefferson County story in a piece called “Looting Main Street” in Rolling Stone. In this tale employees of a group of high-powered Wall Street banks, led in particular by JP Morgan Chase, funneled money to local politicians in Alabama, who in turn signed off on toxic interest-rate swap deals that left the county saddled with monstrous debt for a generation.



Jefferson County is essentially the world’s worst credit card story. The local pols ran up massive bills to build a “Taj Mahal of sewer-treatment plants,” then saddled future voters with a blizzard-worth of rate hikes, punitive fees and late charges. Alabamans who should have paid $250 million for their new sewer system now owe over $3 billion, thanks to their corrupt politicians and the greedy carpetbagger banks who dragged these local hicks into deadly derivative deals.



These types of finance scams are the template for a whole new type of symbiotic relationship between politicians and the financial services industry: deals like the JeffCo interest-rate swaps allow politicians to borrow vast sums essentially without immediate consequence, making it possible to green-light politically-popular programs during their terms but leaving future leaders holding the bag when the bills come due. We saw similar stories in Greece and in the Denver school system; hundreds of communities in Italy and other European countries are also experiencing similar debt-blowups thanks to rate swaps and other deadly deals.



Anyway, back in the mid-nineties, the average sewer bill for a Jefferson County family of four was only $14.71. By the time I wrote my story earlier this year, most citizens were paying about four times that amount – and as of this summer, the average JeffCo sewer bill was $63. Well, the news now comes out that rates will go up again, and in the best case scenario they will jump 25% a year. The worst case? Jefferson County sewer rates could jump as much as 527%, with some estimates placing the average monthly bill as high as $395 a month.



At some point, people are going to figure out that our current corrupt capitalist system isn’t about the efficient allocation of capital, but straight up robbery and thieving. Not any time soon, I suspect, but some day.








The magic of the free market and the wisdom of our Wall Street producers/betters at work:



Earlier this year I wrote about the Jefferson County story in a piece called “Looting Main Street” in Rolling Stone. In this tale employees of a group of high-powered Wall Street banks, led in particular by JP Morgan Chase, funneled money to local politicians in Alabama, who in turn signed off on toxic interest-rate swap deals that left the county saddled with monstrous debt for a generation.



Jefferson County is essentially the world’s worst credit card story. The local pols ran up massive bills to build a “Taj Mahal of sewer-treatment plants,” then saddled future voters with a blizzard-worth of rate hikes, punitive fees and late charges. Alabamans who should have paid $250 million for their new sewer system now owe over $3 billion, thanks to their corrupt politicians and the greedy carpetbagger banks who dragged these local hicks into deadly derivative deals.



These types of finance scams are the template for a whole new type of symbiotic relationship between politicians and the financial services industry: deals like the JeffCo interest-rate swaps allow politicians to borrow vast sums essentially without immediate consequence, making it possible to green-light politically-popular programs during their terms but leaving future leaders holding the bag when the bills come due. We saw similar stories in Greece and in the Denver school system; hundreds of communities in Italy and other European countries are also experiencing similar debt-blowups thanks to rate swaps and other deadly deals.



Anyway, back in the mid-nineties, the average sewer bill for a Jefferson County family of four was only $14.71. By the time I wrote my story earlier this year, most citizens were paying about four times that amount – and as of this summer, the average JeffCo sewer bill was $63. Well, the news now comes out that rates will go up again, and in the best case scenario they will jump 25% a year. The worst case? Jefferson County sewer rates could jump as much as 527%, with some estimates placing the average monthly bill as high as $395 a month.



At some point, people are going to figure out that our current corrupt capitalist system isn’t about the efficient allocation of capital, but straight up robbery and thieving. Not any time soon, I suspect, but some day.








bench craft company reviews

Public Address | Hard <b>News</b>

If Len Brown – cleverly claiming the mantle of Mayor Robbie – can help make that experience possible across more of the big news, city, he'll have done a good thing. View Gallery � View Printable � Link to this Post � Send Feedback to ...

Arrowheadlines: Chiefs <b>News</b> 10/15 - Arrowhead Pride

Welcome to Friday boys and girls. Enjoy today's Kansas City Chiefs news!

Fox <b>News</b> Ratings | Chilean Mine Rescue | Chile - Cable <b>News</b> | Mediaite

Americans were gripped Tuesday night by images from the scene of the Chilean miner rescue. But whose images gripped them most? While CNN won during one hour, Fox News Channel, dominated prime time as usual, ahead of CNN, MSNBC and HLN.


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Public Address | Hard <b>News</b>

If Len Brown – cleverly claiming the mantle of Mayor Robbie – can help make that experience possible across more of the big news, city, he'll have done a good thing. View Gallery � View Printable � Link to this Post � Send Feedback to ...

Arrowheadlines: Chiefs <b>News</b> 10/15 - Arrowhead Pride

Welcome to Friday boys and girls. Enjoy today's Kansas City Chiefs news!

Fox <b>News</b> Ratings | Chilean Mine Rescue | Chile - Cable <b>News</b> | Mediaite

Americans were gripped Tuesday night by images from the scene of the Chilean miner rescue. But whose images gripped them most? While CNN won during one hour, Fox News Channel, dominated prime time as usual, ahead of CNN, MSNBC and HLN.


benchcraft company portland or

The magic of the free market and the wisdom of our Wall Street producers/betters at work:



Earlier this year I wrote about the Jefferson County story in a piece called “Looting Main Street” in Rolling Stone. In this tale employees of a group of high-powered Wall Street banks, led in particular by JP Morgan Chase, funneled money to local politicians in Alabama, who in turn signed off on toxic interest-rate swap deals that left the county saddled with monstrous debt for a generation.



Jefferson County is essentially the world’s worst credit card story. The local pols ran up massive bills to build a “Taj Mahal of sewer-treatment plants,” then saddled future voters with a blizzard-worth of rate hikes, punitive fees and late charges. Alabamans who should have paid $250 million for their new sewer system now owe over $3 billion, thanks to their corrupt politicians and the greedy carpetbagger banks who dragged these local hicks into deadly derivative deals.



These types of finance scams are the template for a whole new type of symbiotic relationship between politicians and the financial services industry: deals like the JeffCo interest-rate swaps allow politicians to borrow vast sums essentially without immediate consequence, making it possible to green-light politically-popular programs during their terms but leaving future leaders holding the bag when the bills come due. We saw similar stories in Greece and in the Denver school system; hundreds of communities in Italy and other European countries are also experiencing similar debt-blowups thanks to rate swaps and other deadly deals.



Anyway, back in the mid-nineties, the average sewer bill for a Jefferson County family of four was only $14.71. By the time I wrote my story earlier this year, most citizens were paying about four times that amount – and as of this summer, the average JeffCo sewer bill was $63. Well, the news now comes out that rates will go up again, and in the best case scenario they will jump 25% a year. The worst case? Jefferson County sewer rates could jump as much as 527%, with some estimates placing the average monthly bill as high as $395 a month.



At some point, people are going to figure out that our current corrupt capitalist system isn’t about the efficient allocation of capital, but straight up robbery and thieving. Not any time soon, I suspect, but some day.








The magic of the free market and the wisdom of our Wall Street producers/betters at work:



Earlier this year I wrote about the Jefferson County story in a piece called “Looting Main Street” in Rolling Stone. In this tale employees of a group of high-powered Wall Street banks, led in particular by JP Morgan Chase, funneled money to local politicians in Alabama, who in turn signed off on toxic interest-rate swap deals that left the county saddled with monstrous debt for a generation.



Jefferson County is essentially the world’s worst credit card story. The local pols ran up massive bills to build a “Taj Mahal of sewer-treatment plants,” then saddled future voters with a blizzard-worth of rate hikes, punitive fees and late charges. Alabamans who should have paid $250 million for their new sewer system now owe over $3 billion, thanks to their corrupt politicians and the greedy carpetbagger banks who dragged these local hicks into deadly derivative deals.



These types of finance scams are the template for a whole new type of symbiotic relationship between politicians and the financial services industry: deals like the JeffCo interest-rate swaps allow politicians to borrow vast sums essentially without immediate consequence, making it possible to green-light politically-popular programs during their terms but leaving future leaders holding the bag when the bills come due. We saw similar stories in Greece and in the Denver school system; hundreds of communities in Italy and other European countries are also experiencing similar debt-blowups thanks to rate swaps and other deadly deals.



Anyway, back in the mid-nineties, the average sewer bill for a Jefferson County family of four was only $14.71. By the time I wrote my story earlier this year, most citizens were paying about four times that amount – and as of this summer, the average JeffCo sewer bill was $63. Well, the news now comes out that rates will go up again, and in the best case scenario they will jump 25% a year. The worst case? Jefferson County sewer rates could jump as much as 527%, with some estimates placing the average monthly bill as high as $395 a month.



At some point, people are going to figure out that our current corrupt capitalist system isn’t about the efficient allocation of capital, but straight up robbery and thieving. Not any time soon, I suspect, but some day.








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Public Address | Hard <b>News</b>

If Len Brown – cleverly claiming the mantle of Mayor Robbie – can help make that experience possible across more of the big news, city, he'll have done a good thing. View Gallery � View Printable � Link to this Post � Send Feedback to ...

Arrowheadlines: Chiefs <b>News</b> 10/15 - Arrowhead Pride

Welcome to Friday boys and girls. Enjoy today's Kansas City Chiefs news!

Fox <b>News</b> Ratings | Chilean Mine Rescue | Chile - Cable <b>News</b> | Mediaite

Americans were gripped Tuesday night by images from the scene of the Chilean miner rescue. But whose images gripped them most? While CNN won during one hour, Fox News Channel, dominated prime time as usual, ahead of CNN, MSNBC and HLN.


benchcraft company portland or

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Public Address | Hard <b>News</b>

If Len Brown – cleverly claiming the mantle of Mayor Robbie – can help make that experience possible across more of the big news, city, he'll have done a good thing. View Gallery � View Printable � Link to this Post � Send Feedback to ...

Arrowheadlines: Chiefs <b>News</b> 10/15 - Arrowhead Pride

Welcome to Friday boys and girls. Enjoy today's Kansas City Chiefs news!

Fox <b>News</b> Ratings | Chilean Mine Rescue | Chile - Cable <b>News</b> | Mediaite

Americans were gripped Tuesday night by images from the scene of the Chilean miner rescue. But whose images gripped them most? While CNN won during one hour, Fox News Channel, dominated prime time as usual, ahead of CNN, MSNBC and HLN.


bench craft company reviews

Public Address | Hard <b>News</b>

If Len Brown – cleverly claiming the mantle of Mayor Robbie – can help make that experience possible across more of the big news, city, he'll have done a good thing. View Gallery � View Printable � Link to this Post � Send Feedback to ...

Arrowheadlines: Chiefs <b>News</b> 10/15 - Arrowhead Pride

Welcome to Friday boys and girls. Enjoy today's Kansas City Chiefs news!

Fox <b>News</b> Ratings | Chilean Mine Rescue | Chile - Cable <b>News</b> | Mediaite

Americans were gripped Tuesday night by images from the scene of the Chilean miner rescue. But whose images gripped them most? While CNN won during one hour, Fox News Channel, dominated prime time as usual, ahead of CNN, MSNBC and HLN.


benchcraft company portland or

Public Address | Hard <b>News</b>

If Len Brown – cleverly claiming the mantle of Mayor Robbie – can help make that experience possible across more of the big news, city, he'll have done a good thing. View Gallery � View Printable � Link to this Post � Send Feedback to ...

Arrowheadlines: Chiefs <b>News</b> 10/15 - Arrowhead Pride

Welcome to Friday boys and girls. Enjoy today's Kansas City Chiefs news!

Fox <b>News</b> Ratings | Chilean Mine Rescue | Chile - Cable <b>News</b> | Mediaite

Americans were gripped Tuesday night by images from the scene of the Chilean miner rescue. But whose images gripped them most? While CNN won during one hour, Fox News Channel, dominated prime time as usual, ahead of CNN, MSNBC and HLN.


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Public Address | Hard <b>News</b>

If Len Brown – cleverly claiming the mantle of Mayor Robbie – can help make that experience possible across more of the big news, city, he'll have done a good thing. View Gallery � View Printable � Link to this Post � Send Feedback to ...

Arrowheadlines: Chiefs <b>News</b> 10/15 - Arrowhead Pride

Welcome to Friday boys and girls. Enjoy today's Kansas City Chiefs news!

Fox <b>News</b> Ratings | Chilean Mine Rescue | Chile - Cable <b>News</b> | Mediaite

Americans were gripped Tuesday night by images from the scene of the Chilean miner rescue. But whose images gripped them most? While CNN won during one hour, Fox News Channel, dominated prime time as usual, ahead of CNN, MSNBC and HLN.


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In recent years college costs have soared. USA Today, The Miami Herald, CNN, PBS, NPR, MSNBC, Foxnews.com and a plethora of other sources have reported on the rising cost of tuition. Some sources even point out that tuition is rising faster than the rate of inflation.  As a current college student I can attest to the absurdly high price of textbooks and meal plans. In this article I'll share some money making tips I've discovered as I've been at college.

#1  -  Get a job.

This tip is number one for a reason. It's the surest way to stay afloat while you're in college. Most colleges have a campus employment office that you can use to locate a job either on campus or off campus. Don't worry if you don't qualify for work-study. There are usually too many jobs for work-study candidates to fill and there are actually some good aspects of NOT qualifying for a work-study program. Work-study students are limited to earning the amount of funds for which they qualify. If you work outside of the program there is no limit to how much money you can make. 
     
I'd recommend getting your first job at college on campus. You won't need to worry about transportation and on-campus employers are more likely to work around your class and exam schedule. If on-campus employment doesn't seem like a good fit for you, there are always off-campus positions available. Use resources like Craigslist, Careerbuilder, and Snag-a-Job. Don't be afraid of doing entry level work or getting your hands dirty. Often these entry level jobs can lead to higher paying positions later on as you gain more experience. 
     
Some job recommendations:
          
Babysitting - As long as there are couples there will be babies and young children. No matter where you go to college. Be sure you are certified in CPR and first aid.
          
Pet-sitting - If children aren't your thing, animals might be. There will also always animals that need watching, caring for, walking, and playing. 
         
AVon and Mary Kay - If you're good at sales this might be a reasonable enterprise for you.
    

#2 - Re-sell your textbooks.
     
Or anything for that matter. There is a small fortune to be made on websites like Amazon and Ebay. It used to be that Amazon was where you could sell your used books and Ebay was for everything else. Now you can sell just about anything on either site. Use Amazon if you want a guarantee on how much you will make. Use Ebay if you think your items have enough demand to catch a higher selling price than what is listed on Amazon. Sell books, clothes, jewelry, cds, dvds, old toys, board games. If you have it, chances are you can probably sell it.

#3 - Donate.
     
Strangely enough.... you can get paid to make a donation. I'm speaking of plasma donation.  Most large cities have blood and tissue donation centers that are affiliated with or can at least direct you to a plasma donation center. Payments for plasma range from $15-35 per donation. Be sure to do your research on any donation facility before you decide to donate. Bear in mind that almost no where will pay for blood so be wary of any ads that promise to do so. As far as I have seen plasma is the only donation that actually pays you. Some tips before you go: If you are squeamish about needles... this is not for you. It's a large needle and it's in your arm anywhere from 30 minutes to two hours. If you do decide to donate plasma be sure you are healthy, well-hydrated, have eaten well before hand (unless you think you'll be sick), and be sure to eat plenty of green vegetables in the days preceding your donation. You will need the iron to keep you from becoming too weak and plasma donation centers require that you have a certain concentration in order to donate. Once again, be sure to do your research before you donate. Check with the Better Business Bureau in your city and take the time to visit the center and ask plenty of questions before you donate.
     
Recently there has been an onslaught of companies touting easy money for donations of fluids other than plasma. These companies claim that you can make easy money donating sperm or, in some cases, eggs. While there are reliable and legitamate companies that do provide these services, there are many scammers out there and this can turn into a rather embarrassing scam to fall for. 

#4 - Make use of online opportunities.
     

More and more people are moving out of offices and online to do their work and you can too. There are opportunities for online tutoring, online customer service, and online freelance work in just about any area. Scams abound, but here are a few sites I have found to be reputable... some are even fun. Make a note, these sites will not make you rich, but they will provide some spare change to get you through.
     
MyLot - You are paid per post and receive a percentage of any earnings your referrals may make.
     
Exodus - This is actually a game where you travel across a "board" collecting "mars dollars" and at the end of the month can exchange your "mars dollars" for real dollars.
    
Surveys  - This site awards you points for filling out surveys, most of which are actually fun. You can redeem these points for cash, prizes, or even donate the cash directly to a charity if you so wish.
     
There are also some sites that will pay you for blogging. If you are so technically inclined a website of your own creation with moderate traffic could generate some worthy Google Adsense revenue.

#5 - Associated Content!
     
There is always writing for Associated Content as well. For you literary types, this site can be quite useful. Write away!

Getting through college with your finances intact can be difficult. Hopefully, these tips will help. Check back for other articles on saving money in college and managing your credit during these "credit formative" years.


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Public Address | Hard <b>News</b>

If Len Brown – cleverly claiming the mantle of Mayor Robbie – can help make that experience possible across more of the big news, city, he'll have done a good thing. View Gallery � View Printable � Link to this Post � Send Feedback to ...

Arrowheadlines: Chiefs <b>News</b> 10/15 - Arrowhead Pride

Welcome to Friday boys and girls. Enjoy today's Kansas City Chiefs news!

Fox <b>News</b> Ratings | Chilean Mine Rescue | Chile - Cable <b>News</b> | Mediaite

Americans were gripped Tuesday night by images from the scene of the Chilean miner rescue. But whose images gripped them most? While CNN won during one hour, Fox News Channel, dominated prime time as usual, ahead of CNN, MSNBC and HLN.


big seminar 14

Public Address | Hard <b>News</b>

If Len Brown – cleverly claiming the mantle of Mayor Robbie – can help make that experience possible across more of the big news, city, he'll have done a good thing. View Gallery � View Printable � Link to this Post � Send Feedback to ...

Arrowheadlines: Chiefs <b>News</b> 10/15 - Arrowhead Pride

Welcome to Friday boys and girls. Enjoy today's Kansas City Chiefs news!

Fox <b>News</b> Ratings | Chilean Mine Rescue | Chile - Cable <b>News</b> | Mediaite

Americans were gripped Tuesday night by images from the scene of the Chilean miner rescue. But whose images gripped them most? While CNN won during one hour, Fox News Channel, dominated prime time as usual, ahead of CNN, MSNBC and HLN.


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